Your Library
Welcome to the Library - your source of practical insights, updates, and advice from our team of local expert.
From tax tips and business planning to agribusiness insights and succession strategies, our articles are written to help you make confident, informed decisions.
Explore real-world guidance and fresh thinking to keep you ahead of the curve - with clarity, confidence, and a local perspective.
If you are looking for some handy guides and resources check out our Toolkit.
If you are looking for something specific, click on one of the topics below to view the relevant articles.
Introducing AI into your small business
AI is everywhere right now with big promises, confident sales pitches, and deals that sound too good to be true. If you run a small business, you’ve probably wondered: is any of this actually useful for me… and is it safe?
Farm House Accommodation: What Farmers, Sharemilkers & Contract Milkers Need to Know
Housing on farms has always been part of how the rural sector works, especially in sharemilking and contract milking arrangements. But it can get surprisingly complicated. Here’s a clear, practical guide to help you understand who’s responsible for what.
Client Case Study: Korio - Bringing Marketing Plans to Life with AI
We’re seeing more and more of our clients explore how AI can improve efficiency, streamline workflows, and support better outcomes. But knowing where to start, and how to use it isn’t always straightforward. We asked one of our clients, Korio, to share their experience.
KiwiSaver Changes Give Rural Workers a Shot at Home or Farm Ownership
For years, rural employees have been paying into KiwiSaver but blocked from using it for a first home because they had to live in employer provided housing. This is now changing.
Guest Blog: Keep the Burnout at Bay - Part 2
In part 2 of this three part series on Burnout, Jo Burban unpacks the nutrition and lifestyle mistakes that make burnout worse, and what to do instead.
Four Reasons to Avoid Using AI for HR Advice
Artificial Intelligence (AI) is rapidly transforming the way businesses operate. And, while AI can be incredibly helpful in admin-heavy areas, it’s not always the right choice, especially when it comes to HR advice.
Getting ready for the end of the 2026 financial year
As the financial year-end approaches, now is the time for business owners, farmers, and sole traders across Aotearoa to get their ducks in a row.
Guest Blog: Keep the Burnout at Bay - Part 1
We know burnout impacts many of us at different times, so we asked Jo Burban if she would be willing to share some strategies on how to stay healthy which is a huge component of preventing burnout.
Reducing the Uncertainty: Financial Forecasting and Planning
Uncertainty has a habit of making financial decisions far more stressful than they need to be. When you’re unsure what’s around the corner, it’s harder to set realistic budgets, make confident investment decisions, or plan sustainably for growth.
Learning to Make Good Business Decisions
Making good business decisions is easier to do when you have excellent information at your fingertips.
The Basics of Strategic Advice - Why Your Business Needs an Evolving Strategy
Revisiting and updating your business strategy is vital for a growing business – and that means making more time to focus on strategic thinking.
Holiday Cash Flow For Your Small Business
This time of year can be hard on small business. Your expenses continue and your cashflow can suffer when your debtors go on holiday.
Holiday Pay at Christmas: What NZ Employers Need to Know
For employers the Christmas season is a time to ensure you’re on top of your obligations around holiday pay. Here’s a quick guide to help small business owners stay compliant and stress-free.
Burnout and Wellbeing: Looking After Your Team at the End of the Year
The run-up to Christmas is one of the busiest times of the year for many Kiwi businesses. As an employer, you play a key role in supporting your team’s wellbeing.
Think you are ready to grow? Ask yourself these four questions first.
Growth is exciting, and with the right planning, it can be a turning point for your business. Here are four key questions to ask yourself before scaling up.
Confidence Check: Where do you sit on the business barometer?
How are you feeling about your business right now? Are you on solid financial footing, or taking a more cautious approach? Is demand steady, growing, or unpredictable?
Business Credit Score: How to build good credit
A strong credit profile is the foundation of your business’s financial health. Whether you’re a start-up or an established operator, a healthy credit score can open the door to better borrowing terms, investor interest, and growth opportunities.
Budget Alert 2025 - Investment Boost
A core initiative for Kiwi businesses, Investment Boost is a new tax incentive to encourage investment in assets to increase productivity.
Succession planning event recap
Over 50 farmers and rural professionals gathered at the Millennium Hotel in Taupō on Wednesday 21 May for a pivotal seminar hosted by BFA and Craigs Investment Partners.
Tax planning helps you do more with your money
Tax planning is a strategic approach to managing your business’ financial affairs, with the aim of legally minimising your tax liability.